Car Accident Compensation Guide: What Your Claim is Really Worth

After a car accident, dealing with insurance companies while recovering from injuries is overwhelming. Insurance adjusters are trained to minimize payouts, often offering settlements that are a fraction of what your claim is actually worth. At Justice For All, we fight to ensure our clients receive full and fair compensation.

Types of Damages You Can Recover

Economic Damages: These are quantifiable losses including medical bills (past and future), lost wages, loss of earning capacity, property damage, and out-of-pocket expenses related to your injury.

Non-Economic Damages: These compensate for subjective losses such as pain and suffering, emotional distress, loss of enjoyment of life, and permanent disability or disfigurement.

How Insurance Companies Calculate Offers

Insurance companies use proprietary software and formulas to calculate settlement offers. These algorithms are designed to minimize payouts, not to fairly compensate you. They often undervalue non-economic damages and dispute the necessity of medical treatment.

This is why having an experienced personal injury team is essential. We know how to document your case properly, counter lowball offers, and take cases to trial when necessary.

"The first offer from an insurance company is almost never their best offer. We know how to push for the compensation you actually deserve."

California's Comparative Fault Rule

California follows a pure comparative negligence system. This means you can recover damages even if you were partially at fault for the accident, though your compensation will be reduced by your percentage of fault. For example, if you were 20% at fault, you can still recover 80% of your damages.

Statute of Limitations

In California, you generally have two years from the date of the accident to file a personal injury lawsuit. However, there are exceptions that can shorten or extend this deadline. Do not wait—contact an attorney as soon as possible to protect your rights.